Welcome to Ezibroker
After a 40 year career in the personal insurance industry Ezibroker is now retired.
But not dead.
During my 40 year career I did my best to protect my client’s financial security protection using what I considered to be the very best personal insurance products available at any time and, as a result of using only those quality products, can claim a 100% claim success rate and claims totalling payments of tens of $millions.
I now dedicate the rest of my useful life to enlighten people who wish to listen about how they can efficiently save or invest for their financial future and warn them about some of the costs they will experience from various type of ‘traditional’ accumulation vehicles – and how to avoid them.
I have no axe to grind – I’m not a financial consultant, have no financial qualifications that allow me to give any financial kind of advice and offer only general discussion.
If you choose to follow the links from this web site to other sites that have been created, dealing with various topics of financial discussion, I think you’ll come to realise that the generally accepted methods of wealth accumulation are no more than money-making systems designed to mostly make money for everyone except you out of the money you think your saving/investing for yourself.
As I’m no technical expert all these discussions are in plain language and easy to follow.
Simple examples are provided to demonstrate the reasoning.
Maybe a good place to visit for a brief overview that will take only a few minutes is the Angry Investor YouTube channel HERE
Whatever you decide – do your own research.
NO financial advice or recommendations
NO financial advice or recommendations are given.
This Ezibroker forum is for discussion only.
Do your OWN research as to how ANY investment or savings option you opt in to has any relevance to your personal financial situation, goals or objectives.
Ezibroker forum is NOT 'selling' anything
Ezibroker Financial Forum has only one agenda – to provide information so that ordinary people can make educated decisions about how they might prefer to conduct their financial affairs for their own long-term financial security.
There's a lot of 'hype' about Superannuation.
And maybe the billions of dollars in fees the Superannuation industry generates for itself might have something to do with it.
A smoke-and-mirrors FREE look at Superannuation
Maybe a closer look at Superannuation without financial gobbledegook and without smoke and mirrors financial-speak could be beneficial.
Everyone paying into any kind of Super has options
If you suspect your super isn’t really doing much, maybe a look-see into what other things you could be doing might be beneficial.
is one of the biggest con jobs ever foisted by
government on the Australian people.”
in September 1995
More information about superannuation
can be found on the
Super management costs
There’s tons of articles in the media discussing the fees charged by superannuation funds.
Most people ignore them with the attitude – ‘what can I do about it’?
But there are ‘super’ alternatives that can avoid these fees, and they’re not complicated.
Creating long-term retirement wealth using Super - an exercise in futility for most people.
When it’s all said and done, once you take tax and inflation into consideration, Superannuation doesn’t fare too well for providing for a long-term financially secure retirement.
It all depends on the property.
Just buying any residential property
because it’s all you can afford and
thinking it’s guaranteed to show you
a healthy return on your investment
can be a recipe for disaster –
no matter what the property
vendors would have you believe.
On the other hand – investment in
quality residential properties can
demonstrate a steady and predictable
capital growth over the long term.
But who can afford to purchase quality
residential property without getting
into some serious debt?
Why not visit the
Debt Free Property Investment Forum
Regular Forum Discussions around Melbourne
There’s bound to be a discussion near you – soon.
Participation is FREE
This Forum is about sharing knowledge for the benefit of everyone – there’s no cost to attend.
Debt-free Exposure to quality residential property is now a reality for every investor
Investment exposure to quality residential properties in established Melbourne suburbs need not require people with limited financial resources to be burdened with debt of any kind.
Visit ASIC's Moneysmart web site
Property seminars may not be what they seem.
Check your options before getting in to more long-term debt.
Avoid ongoing management costs
Residential property investment costs don’t end with just buying an investment property. Usually, there are significant ongoing costs for property maintenance, repairs and tenant management.
The forum can demonstrate how residential property investors can avoid all these ongoing costs.
Exposure to quality properties in established Melbourne suburbs
Don’t let limited financial resources force you to invest in lower quality/higher risk property in suburbs where secure growth in the capital value of properties is jeopardised by the opening of new development areas close by.
Instead, gain exposure to carefully selected residential property in prime locations in Melbourne’s established suburbs – where the land has the potential to increase in value more than a property that sits on it – and has a high potential for continued and secure capital growth over the long-term, (i.e. at least 5 years).
No need to get into debt to invest in quality residential property
Even investors with relatively limited financial resources will see how they can gain exposure to quality residential property investments in Melbourne’s established suburbs – without the need for substantial loans.
Whie not visit the House Buyers United website HERE
Access to your capital
Property can be a great long-term investment – but not if you need access to cash in the event of a financial emergency.
Now, there’s no need for your capital to be locked in to a property indefinitely.